When should property documents verification take place?

It should be performed before entering into a sale or lease agreement or when using the property as collateral for a loan. Doing the verification at the start reduces the chances of fraud or litigation when it is too late.

What is the value of property documents verification?

Property title verification protects one against quarrels over ownership, protects the integrity of the property, assists banks in loan approvals, and protects one from fraud.

Why is the Encumbrance Certificate important?

An Encumbrance Certificate will show whether the property has loans and whether the property is disputed or free of disputes. If it is free of disputes, the Encumbrance Certificate will indicate this by calling it a Nil Encumbrance Certificate.

Can the holder of a Power of Attorney sell property legally?

Yes, if the Power of Attorney (PoA) is legal, registered, and permits the holder to sell the property. Many frauds have been made using a Power of Attorney that was either not legal or a falsely alleged one, and you need to be wary of this.

How many years should title verification cover?

At least 30 years. This enables you to see if there are any gaps in the transfer of the asset from an inheritance, or whether there were any past agreements that were fraudulent.

What would result if you skip verification?

A buyer exposes themself to the risk of purchasing properties with underlying disputes, unpaid loans a buyer may inherit, or even a real threat of demolition due to unlawful structures.

Is it enough to rely on online verification?

No. Online verification and portals are checked a decent number of times a day but are still subject to human error. Always support online with physical inspections and legal review.

Who conducts verification of property?

A property lawyer, a legal consultant, or a law firm that specializes in real estate.

What is the cost of verification of property?

A basic check can be in the ₹5,000–₹10,000 range, while a full due diligence for larger properties can be in excess of ₹25,000.

Do resale properties require verification?

Yes, resale properties generally have higher risks of encumbrances, old loans, and/or inherited claims so verification is critical.

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